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THE TRADITIONAL 401(K) IS BROKEN,

ELLIOTT COVE IS A LEADER IN IT’S TRANSFORMATION.

OUR FIDUCIARY, LIGHTHOUSE 401K PLATFORM STANDS READY.

WE’RE PROVIDING PLANS THAT AVOID CONFLICTS OF INTEREST, HIDDEN FEES, AND COSTLY BROKERS.

The Lighthouse Platform

A FIDUCIARY 401(K) PLATFORM FROM ELLIOTT COVE CAPITAL MANAGEMENT

WE SPECIALIZE IN RETIREMENT PLANS FOR COMMUNITY BANKS, SMALL & MID-SIZED COMPANIES, START-UPS AND INDIVIDUALS.

RESPONSIBLE FEES

Obscure or “hidden” fees often cause America’s workers to miss out on their best retirement years. The solution is a low-cost, managed Lighthouse 401(k) plan, with fully disclosed, responsible fees.

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PERSONALIZED SERVICES

Avoid plans that will involve commissions. Choose a plan administered by Registered Investment Advisors (RIA), who receive ongoing fees for providing 1:1 service to you and your Lighthouse plan.

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PORTFOLIO MANAGEMENT

Based on the concept of Efficient Markets, our focus and emphasis on Disciplined Asset Allocation is designed to provide risk adjusted portfolios that are often at lower costs.

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FIDUCIARY CONTROL

As the retirement plan sponsor for all your employees, you are a fiduciary. Elliott Cove can minimize that risk, effectively dealing with the scrutiny currently focused on retirement plan sponsors and fiduciaries.

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THE 401(K) DATA CENTER

HELPFUL FACTS AND FIGURES ON 401(K) PLANS AND YOUR FUTURE.

Explore what it takes to reach a goal of $1 Million. See how fast a 1% savings in fees adds up. Learn how to double your nest egg by starting to save at an earlier age. Find all of these answers and more here. Click, download, and print at your convenience.

Breakdown of Small Plan Fees

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Learn How DFA Experts Build Your 401(k)

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Our Average Plan Cost vs Two Others

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Startling Facts About America's 401(k)

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Have Your Been Told Your Plan is Free?

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Savings Amount For Starting Ages 23, 30, 35, & 40

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Starting Savings at 25 vs 35

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What it Takes to Have $1,000,000

Click to Download

RESPONSIBLE FEES

“HIDDEN” FEES OF 2% PER YEAR CAN WIPE OUT UP TO 60% OF 401(K) SAVINGS.
DON’T LOSE HALF OF YOUR RETIREMENT ASSETS TO SILENT FEES.

Many retirement plans have confusing or obscure fees, not to mention a near majority with exorbitant, declared fees. These fees are having a significant, negative impact, and liberating your plan and its participants of their retirement savings. With the Elliott Cove Lighthouse 401(k) Platform, your total fees will be significantly less. Most importantly, all fees will be transparent and disclosed. Both set-up and administrative fees. If you are the trustee, you are required to know and understand all fees associated with your plan. You cannot meet this obligation without full disclosure.

The simple fact is –

“The more you pay in fees, the less you’ll have in retirement.”

We not only disclose all our fees, we encourage you to examine your current plan fees and compare them to Elliott Cove Capital Management’s fees by using the plan cost and fee calculators we’re providing below.

 

DISCOVER THE POWER OF 1%

OUR CLIENTS ARE ASTONISHED WHEN THEY SEE THE RESULTS OF A SIDE BY SIDE COMPARISON OF A REDUCTION, ON AVERAGE, OF 1% IN FEES.
YOU WILL BE TOO. CALL 206 267- 2683

PERSONALIZED SERVICES

With an undying pursuit of knowledge and a healthy respect for our customer’s needs, our success will not merely be measured by returns, but by how often our customers return to us for guidance. It is all about you, not us. We promise to never forget that.

At Elliott Cove Capital Management, no one client will be prized over another. Our products, partnership and solutions will define us.

True transparency is essential, and we have an unwavering commitment to transparency, reflecting our dedication to serving only the clients who have entrusted us with their money.

All plan sponsors who choose the Lighthouse 401(k) Platform from Elliott Cove Capital Management as their retirement plan provider do so with the confidence they are being serviced by experienced, informed individuals taking full advantage of the convenience and economics of the latest technology.

CALL TODAY FOR A PERSONAL CONSULTATION 206 267 2683

DEDICATED, SINGLE POINT OF CONTACT

– IN-PERSON CONSULTATIONS

– SINGLE POINT CLIENT CONTACT

– DEDICATED CLIENT SERVICE SUPPORT

– IN-PERSON EMPLOYEE EDUCATION AND ENROLLMENT MEETING(S)

– ONE-ON-ONE PARTICIPANT CONSULTATIONS

24/7 PARTICIPANT & SPONSOR ONLINE ACCESS

– FULLY FUNCTIONAL ONLINE PARTICIPANT ACCESS*

– FULLY FUNCTIONAL PLAN SPONSOR ACCESS*

– ELECTRONIC PROCESSING OF CONTRIBUTIONS, LOANS** AND DISTRIBUTIONS

– COMPLETE TESTING AND REPORTING CAPACITY

-COMPREHENSIVE PLAN ACTIVITY REPORTS

– WEB-BASED EDUCATION AND DECISION MAKING TOOLS

*When the market is open

**If the plan allows

ONGOING INVESTMENT PORTFOLIO MANAGEMENT

– RIGOROUS ASSET CLASS SELECTION PROCESS

– CONTINUOUS MEASURING AND CONTROLLING OF TOTAL PORTFOLIO RISK

– INVESTMENT COMMITTEE AND DESIGNATED PORTFOLIO INVESTMENT MANAGER

– AUTOMATIC, QUARTERLY PORTFOLIO REBALANCING

COMPREHENSIVE ADMINISTRATIVE SUPPORT

– COMPLETE RECORDKEEPNG, ADMINISTRATION, AND TRUSTEE/CUSTODIAL SOLUTIONS

– SEAMLESS, AUTOMATED ADMINISTRATION AND ACCOUNT MANAGEMENT

– ONLINE TRAINING FOR ALL ADMINISTRATIVE FUNCTIONS OF NEW PLATFORM

PORTFOLIO MANAGEMENT

At Elliott Cove, we are not trying to sell you or your employees any particular stock, bond or mutual fund. Instead, we offer managed portfolios. Managed investment portfolios are constructed using efficient funds from Dimensional Fund Advisors (DFA), with whom we have a strategic alliance, and other high quality index funds, that provide broad diversification and the potential for superior returns. Through Disciplined Asset Allocation, we provide the opportunity for greater portfolio stability, lower costs, attractive long term results and ultimately, greater peace of mind.

Visit Dimensional Fund Advisors

Learn How Applying Advanced Fnancial Science Is Working For Clients Around The World.

OUR PARTNER IS YOUR PARTNER, DIMENSIONAL FUND ADVISORS.

Dimensional, our partner, was built nearly 40 years ago around a set of ideas bigger than the firm itself. With a confidence in markets, deep connections to the academic community, and a focus on implementation, they go where the science leads, and continue to pursue new insights, both large and small, that can benefit our clients.


CLICK TO LEARN MORE

FROM INSIGHT TO IMPLEMENTATION, TOP-FLIGHT PERFORMANCE.

Our integrated investment process adds value at each step. We apply research throughout our process to advance our understanding of all aspects of investing.
We regard the assets we manage as more than just shares in a portfolio. The money represents the savings, sacrifice, and dreams that investors have entrusted to us. We take this responsibility seriously.

Visit Dimensional Fund Adviors

Learn How Managed Portfolios Can Improve Your Plan’s Performance

FIDUCIARY CONTROLS

WHAT IS A FIDUCIARY, AND WHY DOES IT MATTER?

A Fiduciary is someone who is willingly undertaken the responsibility to act for and on behalf of another in a particular matter in circumstances which give rise to a relationship of trust and confidence.

ESSENTIALLY, IT’S SOMEONE WHO IS BOUND BY LAW

TO PUT YOUR INTERESTS IN FRONT OF THEIRS.

THREE REASONS WHY THAT MATTERS.

1. YOU SHOULD REDUCE YOUR PERSONAL, AND YOUR FIRM’S LIABILITY.

2. YOU NEED TO ENSURE THAT YOU’RE PUTTING YOUR MONEY INTO PRODUCTS THAT WILL GROW WEALTH FOR THE FUTURE, NOT THE WEALTH OF YOUR FINANCIAL PROFESSIONAL.

3. YOU NEED A PLAN MANAGER THAT BELIEVES THAT IT IS THEIR JOB TO DELIVER SUPERIOR INVESTMENTS AND ULTIMATELY, MORE MONEY AVAILABLE AT RETIREMENT.

REGULATED

It’s the new reality. Fiduciary DOL regulations took effect in 2017, with full compliance by 2020. Elliott Cove has adhered since our inception.

RESPONSIBLE

It helps you build your wealth with clear, definitive roles and rules for plan sponsors and advisors.

PROVEN

Our Lighthouse plans reduce conflicts of interests and controls to fees, producing stronger returns.

EFFECTIVE

Since 2002 Lighthouse plans have improved overall compliance and help avoid DOL audits and sponsor fines.

ELLIOTT COVE CAPITAL MANAGEMENT

OUR PHILOSOPHY

It’s Your Money. We must Be Market Smart, Never Trying to Out-Smart The Market, and ensure no one client is prized over another.

OUR PEOPLE

Your team will never forget who we work for, and why we do it. We have combined investment and annuities experience of over 100 years.

OUR PARTNERSHIPS

A relationship with us means you benefit from a strategic alliance with some of the industry’s top performing funds and portfolios.

OUR PERFORMANCE

We’re happy to let our performance on behalf of our existing clients be the bar by which you judge our ability to help you.

Q&A

HOW EFFECTIVE IS YOUR 401K PLAN MANAGEMENT?

Managing all that is required to run an effective and compliant employer-sponsored plan takes a thorough understanding of what is required and a commitment to getting it done right. Take a closer look at your retirement plan design and performance, click here to download the survey below and answer the following questions to see how well you are fulfilling your responsibilities as a plan sponsor.

ON AVERAGE, NEARLY 40% OF AMERICANS ARE NOT PARTICIPATING IN THEIR 401(K).
OF THOSE AMERICAN WORKERS PARTICIPATING IN 401(K) RETIREMENT PLANS, MANY ARE LOSING FAR TOO MUCH OF THEIR NEST-EGG TO EXORBITANT FEES, AND MANY PLANS MAY NOT COMPLY TO DOL REGULATIONS OR HAVE FIDUCIARY CONTROLS IN PLACE.

The percentage of American workers who are eligible, but not participating, have matching funds available and still have no significant savings needs to improve, and we can help. Call us today at 206 267 2683 and make sure you’re taking advantage of every opportunity to build a compliant, effective and affordable retirement plan.


Contact Us Today!

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